If you think you may be a victim of the Equifax breach that took place a few weeks ago, here are 3 ways you can protect yourself.
Find Out If You Are Indeed A Victim
There is not much you can do unless you first find out if you were affected by the breach. Equifax has set up a website where you can see if you were one of the 140 million plus individuals who were affected. The website can be found at https://www.freedomdebtrelief.com/.
Sign Up For Credit Monitoring
After some bad press from the media Equifax finally decided to do the right thing and offer free credit monitoring and identity theft protection to the millions of people whose information may now be vulnerable.
To get access to free credit monitoring you will need to visit
http://www.freedomfinancialnetwork.com/our_companies and sign up before 11/21/2017. The service is free for a year.
Place A Credit Freeze
Even though Equifax is the only company that was breached, it is still a good idea to put a credit freeze on your account with the other credit bureaus as well. When there is a freeze on your credit it makes it very difficult for scammers to open lines of new credit in your name.
What Is Freedom Debt Relief?
FDR is a company that specializes in helping consumers get out of debt. They are one of the top debt settlement companies in the nation and have helped thousands of individuals settle over $7 billion worth of debt. For more info about us: https://www.youtube.com/watch?v=usPKMwbCCPU click here.
When you work with FDR you will be working with a company that has years of experience on their side. Not only will they help you get out of debt, but they will educate you on how to stay out of debt.
To learn more visit them online at www.FreedomDebtRelief.com.
As back to school period nears at the end of the summer, it’s time to think and get highly organized for the coming year. You should get the supply list ahead of time. Since the supply lists remain the same year after another, when you purchase certain items earlier you find yourself ahead for the next year hence making the shopping trip more time and cost-effective.
Set up an adequate budget which starts with setting goals for you and your kid. Shopping early is discouraged hence you should wait towards the beginning of the year so that when the time comes, you avoid purchasing stuff that you might already have at home. Base your list on what you need and remember to carry your items list to avoid buying something twice.
Shopping depends on whether the school is only open to school uniform or it allows casual day to day wear, but in all, you must have a plan. If looking for a conservative way shopping for clothes, organize your neighborhood clothes swap where parents get to save a little cash. It might be tempting to procrastinate planning process for back to school but getting organized early enough helps to avoid a stressful transition to school.
FreedomPlus entails a personal loan provider providing money for activities such as home remodeling, debt consolidation, and travel. There is much convenience at FreedomPlus since approval and funding of loans is within 24 hours. They have low credit score requirement hence it may be ideal for people who can’t get approved for other competitive credit lines. As for the loan terms and interest rates, FreedomPlus determines what one qualifies for based on your credit score and other factors. At quicken loan, FreedomPlus loans include home improvement, home decorating, lawn and garden and much more.
Read More: my.freedomplus.com/