If you think you may be a victim of the Equifax breach that took place a few weeks ago, here are 3 ways you can protect yourself.
Find Out If You Are Indeed A Victim
There is not much you can do unless you first find out if you were affected by the breach. Equifax has set up a website where you can see if you were one of the 140 million plus individuals who were affected. The website can be found at https://www.freedomdebtrelief.com/.
Sign Up For Credit Monitoring
After some bad press from the media Equifax finally decided to do the right thing and offer free credit monitoring and identity theft protection to the millions of people whose information may now be vulnerable.
To get access to free credit monitoring you will need to visit
http://www.freedomfinancialnetwork.com/our_companies and sign up before 11/21/2017. The service is free for a year.
Place A Credit Freeze
Even though Equifax is the only company that was breached, it is still a good idea to put a credit freeze on your account with the other credit bureaus as well. When there is a freeze on your credit it makes it very difficult for scammers to open lines of new credit in your name.
What Is Freedom Debt Relief?
FDR is a company that specializes in helping consumers get out of debt. They are one of the top debt settlement companies in the nation and have helped thousands of individuals settle over $7 billion worth of debt. For more info about us: https://www.youtube.com/watch?v=usPKMwbCCPU click here.
When you work with FDR you will be working with a company that has years of experience on their side. Not only will they help you get out of debt, but they will educate you on how to stay out of debt.
To learn more visit them online at www.FreedomDebtRelief.com.
ORGANO Gold states that drinking coffee can reduce the onset of several diseases that include heart disease and stroke.
This is not the first time that the benefits of coffee have come to the forefront. This is something that has been studied many times before. Coffee drinkers have been told many times before that their morning habit can lead to a longer life.
ORGANO Gold mentions a study that was conducted on more than 185,000 Americans. The study indicated that people drinking coffee, whether caffeinated or decaffeinated, were associated with lower risk of countering diseases such as heart problem, cancer, stroke, as well as diabetes besides kidney disease and so on. This study was conducted on African-Americans, besides Japanese Americans, as well as Latinos and whites.
What needs to be noted here is that there is a similar pattern that is spread across different populations. Hence the argument gets a much stronger biological backing. This means that coffee is good for all, irrespective of the fact that the person is white, or African-American, or Latino or even Asian.
ORGANO Gold further stated that all those who had more than two or three cups of coffee each had an 18% lower chance of death as compared to all those who were not drinking coffee. The study further clarified that drinking coffee cannot be considered as a way to prolong life, but there is definitely an association.
There was another European study on more than 520,000 people who were spread across 10 countries. Even this proved that those who were drinking several cups of coffee in a day had a much lower risk of death than all those who were not drinking coffee.
But these studies will have their limitations too. The researchers could not pinpoint any causal relationship. They could not find out the real reasons for these benefits coming in from drinking coffee.
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Dr. Akhil Reddy, a leading dentist in the U.S. who is also part of MB2 Dental network, advises everyone how to buy excellent quality French wine at budget prices. He says that there are many inexpensive five-star French wine, but people do not know where to find it. Dr. Reddy says that he likes to see himself as a wine connoisseur when not practicing dentistry. He listed a number of high-quality wine with unique flavor and great taste for the wine lovers. Dr. Reddy thinks Chateau d’Aiguilhe wine produced by Cotes de Bordeaux Castillon is an excellent choice at $18 per bottle. The red wine has a fruity flavor and floral notes and an excellent choice for a good meal.
Domaine de Pellehaut Chardonnay Fruit is another great choice with a hint of cream and vanilla. The wine comes with stone fruit and grapefruit flavors along with excellent aroma produced by PGI Côtes de Gascogne, and it is priced at $9. Château Haut Bernasse Le Clos is another inexpensive choice from Monbazillac with a different note. It comes with a savory taste and showcases a mix of Semillon, Sauvignon blanc, and Muscadelle. People who go for it would experience honey, marmalade, and sprightly acidity flavors at $15.
Dr. Akhil Reddy also explained how a dentist or physician can look stylish while wearing a white coat. He says that doctors can wear a shirt and tie under the white coat and look like professionals. It is a way to let the patients know that the doctor is confident and capable of handling their ailments. Secondly, Dr. Reddy bats for business casuals that come without a necktie. He says that by using a semi-casual or formal shirt, physicians can still look professional. They can also transform the attire by wearing an additional blazer, sweater, or sports jacket to look more stylish and comfortable.
Using a complete casual attire is also another option to look stylish. The doctors can choose khakis or chinos and can dress some stylish casual shirts to give a lasting impression. Dr. Akhil Reddy thinks that dark jeans and a collared shirt are another options of great stylish attire. It creates a feeling of a more relaxed workplace and makes a condition of more approachable for the patients as well as colleagues. The physicians should ensure that the shirts are subtle fit, and the jeans should not have any extra pockets, zips, or extensions to make it ultra-stylish. The doctors should look comfortable, but that does not mean that they should wear like they are going to party or nightclub.
The Dallas metro area certainly has something to be proud of in the puzzle-solving genius that is James Dondero. He has taken to the fiercely competitive investment marketplace in order to transform his early endeavors into a multi-billion dollar giant known as Highland Capital Management. It is a company which has come a long way since he set about to co-found it way back in 1993. He has helped to make a number of aggressive and bold calls which based the bets on information and speculations as to things like turnarounds, emerging trends, and complicated debt deals. There is no denying the results that he has seen.
Many of the high profile names which come out of Texas are the heavy hitter stereotypes. However, James Dondero is a little unique in that regard since his personality is more introverted with intuitive thinking and perceiving according to the Myer-Briggs personality test which classifies him as INTP. His company has a myriad of funds which allow investors to get in on the action from a number of different of angles all while working with some of the best mutual fund managers in the business. One of the best entry-level ways to do this is through the Highland Global Allocation Fund which goes under the ticker HCOAX. Therein lies some of the most highly sought after and intriguing investment ideas all while remaining inexpensive enough so that just about anyone will be able to get their own piece of the action.
Some of the most current themes which James Dondero has been relying on for impressive proceeds include things like master limited partnerships, the Argentina situation, and the recent restructuring of Vistra Energy which goes under the ticker VSTE. Some of his funds which are offered through Highland Capital Management have had historic performance swings which have been wide in margin. Sometimes this volatility might take the fund to the top of its class while other times it might be at the bottom because of the exact same condition. However, it is certain that anyone who follows his advice and offerings will learn a lot about the markets that are being targeted.