Underground Music Guide

A Look at WIT Press

The Wessex Institute of Technology is a facility in the United Kingdom that provides an education, research, and publications. The institute’s mission is to facilitate the exchange of information, or what it calls, “a series of knowledge transfer mechanisms”. The Wessex Institute also holds conferences around Europe where different subjects are discussed and lectures are held.

The publishing arm of the Wessex Institute is WIT Press. WIT Press published the proceedings of their conferences. They also publish research journals and edited works. Currently, they have seven international journals that they are printing. Two of these are being released in 2017; “The International Journal of Heritage Architecture” and the “International Journal of Transport Development and Integration“. WIT Press also has two international journals slated for release in 2018. WIT Press has a call for papers for all four of these journals where they are asking researchers to submit their papers on the subjects of each journal.

Cassio Audi’s Two Decades of Financial and Investment Brilliance

Cassio Audi’s active working period stretches past 20 years. During this time, Audi has worked as a financial expert for different types of companies within his home country, Brazil. Cassio Audi has had success with both public and private companies as well as with startups. He has a record of reviving sleeping financial giants, breathing life to struggling startups, and turning losses into profits in crisis-hit companies. Cassio’s leadership and communication skills have been nurtured over the years, making him one of the most approachable executives. His ability to create a working and social rapport with his staff have enabled him always to get the best from his team.

Audi’s Academic Background

Cassio Audi is a qualified accounting and financial manager. He started his Bachelor’s degree in Business Administration at Pontifical Universidade Catolica de Sao Paulo in 1989 and graduated in 1994. He then spent two years, 1999 and 2000, pursuing his master’s degree in finance at Universidade de Sao Paulo.

Audi’s Financial and Investment Career

Cassio’s career kicked off at JP Morgan Chase in 1992 while he was still doing his undergraduate degree. He spent four years in the firm serving as a trader before Dow Chemical hired him for a year as a financial analyst. Cassio secured his first executive role in a big company in October 1997 when Gillette employed him as its finance director. For close to nine years, Cassio was in charge of all financial matters for the company that manufactures arguably the biggest brands in their disciplines, such as Duracell and Oral-B.

In 2006, Cassio jumped ship to join the real estate industry as a financial expert. He started off as a CFO at Brookfield Brasil Real Estate Partners Inc. After two years; he left to join Rossi Residencial before eventually becoming the managing director of GVMI.

Cassio Audi’s Music Career

Cassio Audi had a short stint in the music industry in the 80s and 90s. He specialized in writing, recording, and performing songs. Audi was also an instrumentalist. He was the man behind tracks, such as Soldiers of Sunrise and Theater of Fate.

For more information on Cassio Audi follow him on Facebook.

Beneful Prepared Meals: Keeping our furry friends healthy and happy

Pet owners across the globe love their animals and want to keep them healthy. Making sure that the animals are fed a nutritious diet is a key factor in keeping them healthy.

Beneful, is a brand offered by Purina. This product includes dry dog food, wet food and even dog treats. Also offered, are Beneful prepared meals, which are made with real ingredients such as beef, chicken, turkey or lamb along with vegetables. Because this is such a great product and owners find that their pets love it so, it is often looked to be purchased in bulk. Thankfully, it is offered in bulk at such places as Sam’s, BJ’s Wholesale Club, and Wal-Mart. There are even places available online where you can find Beneful prepared meals in bulk. Generally these meals can be purchased in bulk anywhere from around $13 to $45 depending on the size. Coupons for this product can easily be found on ther websites.

This product can be found at lots of retailers including PetSmart, K Mart, and Wal-Mart to name a few.

In case you’re wondering if real meat is used in these meals, the answer is yes. The Beneful product is made with wholesome grains, nutritious vegetables and use real meat as their number one ingredient.

Meals such as chicken stew with rice, carrots, peas and barley · beef stew with peas, carrots, rice and barley · and · savory rice and lamb stew with peas and carrots are among the most popular flavors. The simmered chicken medley seems to be the best flavor of Beneful prepared meals dog wet food. Dog lovers have found that their little furry friends love this flavor and just can’t seem to get enough of it. Since it’s packed with nutritious meats, vegetables and wholesome grains, it is as good for them as it is to them, and will keep our little furry friends healthy and happy.

Mark Sparks Is An Inspiration to Aspiring Entrepreneurs

A self-made man and prolific entrepreneur, Marc Sparks is an inspiration to people who feel that with a high school education and no money, owning their own business is only a dream. Currently, Sparks is also a venture capitalist with his own firm, Timber Creek Capital. At his private equity firm, Sparks hosts startups, providing them an incubation period with mentoring and access to resources. Sparks venture capital firm is unique, “Through my years of experiences I understand challenges and devastating circumstances entrepreneurship can bring. My passion is to help entrepreneurs build their dream.” he explains.


Over the years, Sparks has established numerous businesses, including a real estate firm, a prepaid wireless provider, a healthcare management company and a media marketing company.


Sparks published his entrepreneurial blueprint, They Can’t Eat You: My Unorthodox Path to Outrageous Success in 2014. After starting more than 60 businesses, Sparks is the ideal person to motivate budding entrepreneurs who will learn from his successes and his failures. Sparks’ book receives excellent reviews from individuals who say that he has superior insights and offers tactics that business owners can implement immediately.


Sparks, along with Lynne Sipiora, developed the Spark Tank, which offers $5,000 grants to social service entrepreneurs who are part of a 501c3 organization. Applicants apply online, then the finalists appear before the Spark Tank panel to explain how their idea benefits society.


Also a philanthropist, Sparks is heavily involved in several causes, including Habitat for Humanity and The Samaritan Inn, a homeless shelter that provides 200 meals a day. Sparks also supports the The North Texas Gateway Apartments, a program that provides discounted apartments to individuals coming from the shelter, so they can get back on their feet. Through Sparky’s Kids, Sparks donates new Dell computers to less fortunate children.


Spark’s varied interests and his boundless energy ensure that Timber Creek Capital will not be his final venture.



Arthur Becker Accomplishments in Real Estate

Arthur Becker is a well-known hedge fund manager who currently works as the managing member at Madison Partners. Madison Partners is a respectable investment company, and it has been in the industry for a while. It mostly deals with early stage Bio Tech Ventures. The company also deals with real estate ventures. Arthur Becker was serving as the chairman and president of an institution known as Zinio LCC before acquiring his current position.

Not long ago, Becker revealed his career life during a special interview conducted by Ideamensch. According to the interview, Becker decided to start the company when he was working as the chief executive officer of a company known as NaviSite several years ago. The company gave him a lot of exposure in technology and real estate industries. However, NaviSite was acquired by another company in 2011, and this prompted the businessman to start his own business.

In an article on NY Daily News, after selling NaviSite, Becker invested in a company in Miami known as Condominiums Development. The company exposed him to early stage biotechnology and the experiences he had fascinated him. He also had a special desire to make a change in the lives of people in the society, and this forced him to start the company.

Every single day, Becker wakes up with the desire to transform the society around him. Positive attitude in all his activities ensures that he is successful in everything he does. To be productive, the businessman believes that surrounding yourself with the right people is the only way. His schedules at the moment, he is quite flexible because he does not have to attend business conferences and meetings. As per Huffington post, he says that his greatest responsibility is constructing luxury residential in his neighborhood.

Becker understands the importance of transforming his ideas into life. He says that he achieves this by working with the people he has respected for, and this always ensures efficiency. The businessman applies this strategy in real estate and technology, and this is one of the reasons he has done so well. When he is not working, the entrepreneur loves helping the needy people who are living in the society. Becker also enjoys spending time with his young family. More details can be found on LinkedIn.

Read more: https://ideamensch.com/arthur-becker/

Mr. Armour And Mr. Buffet Agree

Timothy D. Armour, chairman and the chief executive officer of Capital Group, had something to say about Warren Buffet.

Warren Buffet bet a million dollars that he could make more money than a group of hedge fund managers by investing in an S&P 500 passive index fund. It now seems as if Mr. Buffet will collect. Mr. Armour has said that an actively managed fund fares worse than passively managed funds. He has a very good, albeit, complicated, reason for this. To put it simply, it seems that actively managing a fund involves too many fees in buying and selling, rather than simply purchasing a fund and let it gather interest. That is an interesting concept, but it remains to be seen as true. Mr. Tim Armour has generally been right about a lot of things, however.

His friends call him Tim. He is Timothy D. Armour, and he is the chairman and the chief executive officer of Capital Group. But that is not all. He is also chairman of Capital Research and Management Company (winch is part of Capital Group).

He is an equity manager; he manages portfolios of stock holders. He started 34 years ago as an investment analyst at Capital Group. He mainly covered U. S. service companies.

Mr. Armour has been very much involved in education, having served for fifteen years with the JASON Foundation for Education. He was, in fact, the President of the foundation, which helps those in middle school with attempting to interest them in the sciences and mathematics.

His earlier career includes the fact that he was a senior fundraising official at Harvard Business

Living in Los Angeles, California, Timothy Armour holds a bachelor’s degree in economics.

How EOS Beat Out Chapstick

For decades, when people thought about lip balm they thought of Chapstick. Chapstick, owned by global pharmaceutical company Pfizer, was long the standard for lip balm in the market. Not that they were an innovative or great product; after all, for nearly a century, the product offering from Chapstick had not significantly changed or kept up with the tastes of consumers.

EOS entered into this competitive landscape and began to offer lip balms that were a cut above those offered by their competition. How they were able to do so and become a giant, in their own regard, was detailed out in a Fast Company article (https://www.fastcompany.com/3063333/startup-report/the-untold-story-of-how-lip-balm-upstart-eos-outdid-chapstick) and was an insightful look at how a company outdid a larger competitor.

EOS started out by targeting one niche group of consumers who bought lip balm; women, and learned that they were not passionate or loyal to their lip balm brands. They viewed them in a utilitarian way, as something they needed to use but did not enjoy. The issues with the lip balms they applied were questions about the ingredients used, the flavor of the lip balm, and the applicator tube itself.

The applicator tube was redesigned into a neat orb that was cute, colorful, and sanitary to use. It was also easier to find in a crowded pocketbook and female consumers loved its ergonomic feel. EOS products often seen on the shelves of Walmart and Target stores nationwide.

The flavors that EOS lip balm created were a far stand from the medicine flavor that Chapstick sold. Sweet mint, strawberry sherbet, and passion fruit are just some of the varied options that EOS sells today. The ingredients used were natural and they didn’t have the fake flavor that the other brands had in their balms.

Finally, EOS concentrated on the sourcing of their ingredients and used items that were natual and organic and had a greater impact on retaining lip moisture. These higher quality ingredients paid off in the lip balm and provided for added moisture and less chapped lips than Chapstick did.

This provided EOS with a far superior product than Chapstick and the brand experienced a great uptick in sales and profitability as a result.

Richard DeVos – Philanthropy and Entrepreneurship

The DeVos family name, currently upheld by Dick and Betsy DeVos, has a rich history of philanthropy and other charity activities that goes back for many years. Dick and Betsy DeVos have through their organization Dick and Betsy DeVos Family Foundation that they founded in 1989 managed to amass almost 139 million USD. As the current representatives of the Dick and Betsy DeVos Family Foundation they’ve set education as one of the foundations main targets for its ongoing philanthropic activities. The couple stated in an interview their belief that good and accessible education shouldn’t depends on location, but is something that should be available to all children across all states. During the year 2015 the foundation successfully collected more than $3 million that were donated to support a wide variety of educations. This act of charity done by the Dick and Betsy DeVos Family Foundation resulted in 69 percent of all donations made towards education in that year. Betsy and Richard DeVos donated about $2. 5 million to art and culture in 2015



Richard (Dick) DeVos Jr. is an investor, company owner, entrepreneur, as well as a recognised philanthropist. He comes from a family that has been a significant contributor to charity for decades. Richard DeVos is the eldest of his brothers and sisters.



Richard DeVos is the owner of a few successful startups. In 1974 he co-founded the organisation Amway Corporation. The company works in the industry of distribution. It is a part of a network and sells personal care products, household items and health – related items through the use of dealers. He used to work at the Amway Corporation for many years and occupied a wide variety of positions. Richard DeVos received a promotion is 1984. He was offered the position of a vice president. As Vice President, DeVos was responsible for the smooth operation of Amway Corporation. He overlooked the performance of the Corporation in 18 countries from all around the globe.



A few years later, Richard DeVos left the position to pursue something new related to business. He founded the Windquest Group which is an organisation that works with storage units and closet organizers.



In 1993, Richard DeVos joined the Amway Corporation once again and assumed the position of President which had been previously occupied by his father. The company experienced a significant change in structure a few years after his return. Amway Corporation became a holding company of the larger Alticor Corporation. Under the umbrella of Alticor Corporation, it underwent expansion and started operating in 50 other countries. Richard DeVos decided to retire from his position of President in 2002. He devoted his time and efforts to his private company – Windquest Group.




The Former Owners Of The Atlantic Hawks Sue Insurance Company

The former ownership group of the Atlantic Hawks, Atlantic Hawks Baseball and Entertainment LLC (AHBE), has filed a lawsuit against New Hampshire Insurance Company over their handling of an insurance claim involving the team’s former manager Danny Ferry. AHBE, which was led by controlling partner Bruce Levenson, alleges that the insurance company is in breach of contract and engaged in insurance bad faith. The lawsuit does not involve the current ownership group.

According to the lawsuit, AHBE says that its policy with New Hampshire Insurance Company provided for losses that could be incurred due to certain employment practices including acts involving wrongful termination and workplace torts. On April 2, 2015 AHBE filed a claim with the insurance company about a situation that they believed was covered under the policy. Danny Ferry had alleged that he was wrongfully terminated from his contract and was seeking damages. In a report by Time, AHBE believed the claims that Ferry made were substantially correct and so filed the claim.

While the amount of the lawsuit that Ferry filed against AHBE is confidential, the lawsuit against the insurance company says that the limit of liability is sufficient to pay the claim. The lawsuit says that the insurance company is denying that a claim was even made in addition to denying that the Ferry lawsuit was a covered loss.

Bruce Levenson is the Co-Founder of United Communications Group as serves as a Partner of the firm. He is also the owner of Atlanta Spirit, LLC, which owns and operates the Philips Arena in Atlanta. In addition to his work he has a number of philanthropies that he is involved with. Among these is his service as President of the “I Have a Dream Foundation” in Washington D.C. For more info view his Wikipedia bio.



Retirement Planning? Don’t Forget Social Security

In an interview on wsj.com, David Giertz of Nationwide Financial discussed the importance of including social security in retirement planning. Nationwide’s sales and distribution president said that many financial advisers never discuss social security with their clients. He cited a survey on giertzmusic.wordpress.com by the National Financial Retirement Institute that questioned people who were retired or ten years or less away from retirement.

But many people surveyed also said that if their adviser didn’t bring up social security, they would switch advisers. Mr. David Giertz said that it’s not easy keeping up with the 2700 rules in the social security handbook, but advisers need to understand them. Social security may make up 40% of a person’s retirement income. And people who take social security too early may lose $300,000 over 25 years. People need good advice to optimize their retirement money.

David Giertz has been President of Nationwide Financial Distributors Inc. since March of 2013, and Senior Vice President of Nationwide Financial Distribution and Sales at Nationwide Life Insurance since April, 2013. He’s also President, Senior Vice President and Director for several other Nationwide companies on moneytips.com. Mr. Giertz was formerly Vice President of Sales from 2009 to 2013, and Vice President of NF Sales from 2004 to 2009.

Mr. David Giertz attended Millikin University from 1982 to 1986 and graduated with a bachelor’s degree in Business Administration and Management. He earned an MBA in Business Administration and Management from the University of Miami School of Business in 2003. He has over 30 years’ experience in the financial services industry. Mr. Giertz is on the Board of Trustees of Millikin University and is also a FINRA industry arbitrator at http://www.bloomberg.com/research/stocks/private/person.asp?personId=232405062&privcapId=3611386.